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Eurocaja Rural joins program to facilitate access to first housing for young people in La Rioja

deercreekfoundation November 14, 2025
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Eurocaja Rural is Cooperation agreement with the La Rioja state government Participated in the “AVALA RIOJA” guarantee grant program promoted by the La Rioja Housing Association (IRVI), which aims to promote. … Access to first home owned by young people under 35To purchase a home, you will need a mortgage loan of more than 80% of the appraised value or purchase price.

This was made clear at a signing held at the presidential palace of the La Rioja government, attended by Javier López Martín, the president of the financial institution, and Daniel Oses Ramírez, the minister of local policy, infrastructure and population management of the La Rioja government. Silvia Díaz Berber, territorial director of Eurocaja Rural in La Rioja, and Marta María Ganhão Clavijo, director of the Eurocaja Rural office in Logrono, also attended the signing ceremony.

López Martín said on joining the program: “Housing has become one of the main concerns in Spanish society, especially among young people.” Those who, despite preparation and effort, encounter serious difficulties in accessing their first home. In the face of this reality, Eurocaja Rural reaffirms its commitment to economic and social development and resolutely participates in the programs promoted by the Autonomous Community of La Rioja to promote access to housing.

The president of the financial institution noted the important role played by the financial sector in inducing savings, promoting investment and supporting projects that meet the real needs of the people. « We listen to our customers, EitherWe provide concrete and accessible solutions for everyone. For this reason, Eurocaja Rural reaffirmed its commitment to young people and communities and did not hesitate to participate in this program. ”




The “AVALA RIOJA” program is a guarantee facility managed by IRVI in cooperation with member financial institutions due to the need to facilitate young people’s access to tenured habitual residence.

Thanks to the agreement between Eurocaja Rural and the “AVALA RIOJA” program, Interested parties can receive financing of up to 100% of the home price. A free public guarantee funded by the State Government of La Rioja and managed by IRVI. This allows young people to access a home loan without having the first 20% usually required.

Eurocaja Rural accompanies those interested in formalizing this program throughout the process, including providing personal information, managing the mortgage and helping to realize it with maximum intimacy and trust.

Through this agreement, Eurocaja Rural reaffirms its support for government-promoted initiatives in its field of activity and its involvement in meeting the demands of residents, in this case regarding housing acquisition.

Eurocaja Rural opens its first office in Logrono in November 2024 There, we offer financial, social and assistance solutions tailored to the needs of our citizens, with unique characteristics of intimacy, professionalism and direct care. Eurocaja Rural has more than 500 offices throughout the regions in which it operates (La Rioja, Madrid, Castilla-La Mancha, Castilla y León, Community of Valencia, Murcia Region, Aragon, Cantabria and Andalusia), has more than 500,000 customers and 100,000 partners, and its economic group includes more than 1,400 professionals.

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