Due to low wages and deteriorating living conditions, multiple A million retirees are working, both white and black.. And in most cases, the work has a negative impact on their health.
In addition to the number of retirees who work informally, the number of retirees who contribute to Social Security and work regularly “on the job” has increased rapidly in recent years.
Official social security numbers are as of June 2025. 433,525 retirees have contributed. Of these, 89,531 people are employed, 33,596 people are employed in private residences, 87,533 people are self-employed, and 212,865 people are listed as monopolists.
A total of 176,153 retirees made contributions in 2010. increased to 275,431 in 2015 In 2023, there will be a total of 368,458 people, increasing to 433,525 by June 2025.
maximum growth Occurred among retirees working as monopolistic operators: From 122,356 people in 2015 to 212,865 people in June 2025 (+74%). This follows the general trend of replacing employees because they are in a dependent relationship with the monopolist or because they are professionals who continue to operate.
Already retired people working informally (more than 600,000 people) outnumber those working “white”.
According to INDEC, the employment rate of the retirement age population in 2024 was 17.1%. That percentage equates to 1,070,030 people. This year it’s higher.
“Resources from pension schemes are the main source of funding for people of retirement age, but Twice as many men as women have a working income.” states the INDEC report.
Furthermore, the activity rate of low-income retirees (1st to 5th decile) is higher than the activity rate of high-income retirees. In these fields, jobs that are unrelated to the job before retirement stand out. They are less qualified and even unhealthy (night caretakers) and changa, reducing life expectancy.
Pension law allows both men and women You can choose to retire at age 70 And those who are planning to retire or have already retired must work under the registration system. In this case, you will be contributing 11% to your pension plan, but it will not count towards asset improvement or realignment. This donation will go to the National Employment Fund.
If the person leaves the company and is still working for the same employer (and leaves the company as a retiree and then reemploys it as a worker), the law considers that: started a new employment relationship If you are fired without cause, a new seniority calculation begins. Employer and retired employee do not contribute to the medical plan (already deducted for PAMI or social work as a retiree)
This is due to an increase in the number of active retirees. This leads to asset deterioration. According to ANSeS data, of the 6,243,863 SIPA beneficiaries excluding non-contributory pensions (PNC), 48% (3 million people) are paid below the minimum salary (1 million), 16% (600,000) are between minimum salaries 1 and 2, and 36% (36%) are above minimum salary 2 (1.6). million).
In November, minimum wage retirees and pensioners will receive $333,085.39 plus a $70,000 bonus. Meanwhile, the universal pension for the elderly (PUAM) is $266,468.35 + bonus $70,000, and the non-contributory pension (PNC) for disability and old age is $233,159.77 + bonus P70,000).
“The following things happen when you work after retirement: Positive effects on physical and mental healthHowever, the opposite happens in cases of need, as the majority of people are unable to make ends meet once they retire and the quality of work available is very low,” experts say.
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