Sabadell Bank This marks the culmination of the banking season in Spain. The Catalan company is scheduled to report to the market next Thursday, November 13th. If analyst forecasts are met will set a new profit record with cumulative first nine-month profits of $1.403 billion. 1.295 billion compared to the same period in 2024. If confirmed, it could set a new record, but we’re already starting to notice a slowdown in growth.
According to the Bloomberg consensus, The number of transactions in the third quarter is expected to be 428 million, slightly lower than the previous quarter’s 489 million, and 15% lower than the July-September 2024 period of just over 500 million. Nuria Alvarez, Renta 4 Banking Analystpoints out that the profit and loss statement will be affected by lower interest rates and the weaker pound in the summer, and interest margins may remain flat.
Like other entities, record results may be supported by: Biggest Boost in Fee Area. During the presentation of its 2025-2027 strategic plan last July, the Group updated several targets, including profitability expressed in terms of ROTE, which it now expects to exceed its targets. Previously it was 14%, now it is 14.5%. Without taking into account the impact of UK subsidiary TSB, fees are expected to improve by mid-single digits year-on-year, but interest margins will decline slightly. $4.9 billion, total costs rising Increases by approximately 1%.
The UK operations will continue to contribute to the group’s profits until the sale to Banco Santander is completed. It is scheduled to close in March 2026. Taking into account the impact on earnings until the transfer is realized, the amount of the transfer would be EUR 3.4 billion. The project totaled from January to June. 171 million profit, equivalent to 18%.
In recent months, Banco Sabadell has expressed optimism about its business outlook for the year as a whole. Status characterized by BBVA’s tender offer. This fourth quarter will be the only quarter we will be working on without the strings attached to an operation of this size. Numante’s defense strategy focused attention on shareholder remuneration, with the company pledging to distribute up to 6.45 billion between dividends and share buybacks. 1.3 to 150 million increase in 2027 Plans for 2025 have already been announced, featuring a “positive evolution of business, performance and capital generation”. With this update, Sabadell has increased the rewards by up to 6 times.
What you should remember is: Exceed 1.8 billion profit in 2024reaching historic levels and exceeding the 1.6 billion projected for 2027. Final exercise of the strategy cycle Current profitability is 16%. Analysts surveyed agree that market attention will once again be focused on the bank’s strategy and growth expectations solely within Spain. The guide is consistent with the message put forth by CEO Cesar González Bueno, who made his last public comment that Sabadell was “ready” to grow and become profitable.
Among the pending goals is formalizing a partnership with Italy’s Nexi to conclude a payment agreement for the transfer of Paycomet. The partnership was coming to an end when OPA shot down the plan. Negotiations that began in 2023 considered: Sabadell plans to retain 20% of the platform We will continue to market payment-related products, primarily credit and debit cards, through similar schemes for at least three years. Signs French manager Amundi.
According to the report Although Banco Sabadell fell in the ranking in the 2025 Financial Behavior of Spanish Individuals prepared by consulting firm Inmark, its penetration rate increased by four-tenths to 10.6% and it gained customers. As the main bank, Among them, the company appears as the sixth banking group.
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