November brings a new wave Promotion in pharmacies and perfume storesand in turn banks and fintech companies are betting on luring customers with aggressive discounts and interest-free installments. The main participating organizations are: Santander, BBVA, Galicia, ICBC, Macro, Banco Nacion, Mercado Pago, Naranjaalong with platforms such as mode and pharma online.
The purpose is clear. The aim is to encourage consumption of health, personal care and beauty products in a month when prices of imported cosmetics and perfumes are expected to rise. For this reason, companies have launched campaigns that combine: Up to 35% discount and Installment plans with no additional chargeswith sometimes very generous refund limits.
Promotions are available and often apply to both in-person and online purchases. every daywhich has advantages compared to previous months when it was concentrated on specific days.
Below, we’ll detail this month’s best opportunities and which ones are best for you.
Most Searched Pharmacities: Who Offers the Biggest Discounts
It once again became a center of promotion. In this case, the discount amount will vary as follows: 10% and 30%depending on the bank and platform selected.
he Santander bank provide 25% discount, up to 3 interest-free installmentslimited $10,000 per month per accountValid for payments made at . visa or mode,every day.
on the other hand, BBVA apply 20% off up to $10,000Also every dayis a solid choice for those looking for ongoing savings.
On his side, ICBC will grant 20% online only refund with stop $6,000 per weekmeanwhile payment market stands out in 30% discount and Maximum limit is $15,000 Every transaction is available every day without the need for a physical card.
of Best option in Pharmacity For November, Percentages and refund limitsteeth payment marketleads the rankings by offering the greatest real savings on a single purchase.
they got on the podium Santander (due to the combination of discount and installment payment) ICBCperfect for people who like to shop online every week.
FarmaPlus: Make a difference 35%
If you want to achieve your goal, higher savings rate, Pharmaplus will be in first place. During November, macro bank provide 35% online-only discountlimited $8,000 per month per accountavailable every day For payments via mode.
This discount makes FarmaPlus the most competitive point this month for those who want to buy medicines and cosmetics in bulk.
he Santander don’t stay behind, throw 35% online only Also, with restrictions $8,000applicable every day and compatible with Modo.
he ICBCin that part, 20% without limitfurther away 3 interest-free installmentsan attractive benefit for large purchases that want to finance without refund restrictions.
This segment makes a difference Limit amount and purchase method: Macro and Santander offer the highest percentages (35%), while ICBC has no return limits, giving you more flexibility.
If you prioritize best direct discountsstanding at the head of the podium is Macro and Santanderboth are valid every day.
Julieraque and Rouge: the best choice for beauty and fragrance
The biggest discounts you can get from perfume manufacturers are: Juliak and Rougetwo brands that typically lead the sales of premium cosmetics.
Juliak offers: 10% discount every day & up to 6 interest-free installmentsno withdrawal limits, at banks such as Santander, ICBC, Macro, Banque Nation.
On top of that, payment market enable Pay online in 9 interest-free installments between November 3rd and 9thlimited opportunities and quota expansions stand out.
Rouge’s panorama is no different. Banco Nación offers a 15% discount and up to 6 interest-free installmentslimited $30,000 per transaction every day.
he Santander duplicate promotion 10% if paid in installmentsmeanwhile orange will be added 6 interest-free installments daily for those paying through the app.
The final analysis reveals the following: Nation Bank Rouge provide The best savings and financing combination: You can avail reasonable discounts for large amounts and maintain the possibility of paying in installments without any additional costs.
If you value online flexibility, Payment market by Julieraque The first week of the month is the most convenient.
FarmaOnline: Moderate but permanent discounts
For those purchasing online, pharma online We maintain stable profits.
he Kookmin Bank apply 10% discount on 6 interest-free installmentswithout restriction, while BBVA arrive at 20% with restrictions $10,000.
meanwhile, ICBC provide 20% online onlylimited $6,000 weeklyand payment market repeat him 20%, $20,000 per trade limit,every day.
orange is equal to that percentage, but add 3 interest-free installments and the cap $12,000 per account per monthwhich makes it a balanced choice for savings and loans.
Bank of Galiciais limited to what it offers. Payment in 3 interest-free installments dailyits main attraction is financing, since there are no refunds.
In terms of direct savings, the best options within FarmaOnline are: payment marketwith him 20% discount and maximum intra-segment limit.
If you would like to pay in installments and receive a discount at the same time, orange Second most convenient.
What is appropriate depending on the buyer profile?
Priority will be given to customers who regularly purchase pharmacies and cosmetics. Advantages of high cap Either No withdrawal limitmaximize your savings.
In that sense, payment market It solidifies its position as the most competitive option in November. Up to 30% at Pharmacity and 20% at FarmaOnlinewith a limit of more than $15,000 per purchase and no daily limit.
On the other hand, those who want to purchase imported perfumes and cosmetics in large quantities, Banco Macro and Santander from FarmaPlus35% off every day, or Rouge’s Nation Bankwhich combines a discount with six interest-free installments.
like fintech orange They are making a big splash this month as well. They offer similar discounts as traditional banks, but with more fees and online-only benefits.
Finally, users who prioritize comfort and consistency can take advantage of daily promotions. modeso that the discount is automatically applied when you pay from the app.
This month’s podium: Who has the biggest real savings?
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FarmaPlus and Banco Macro or Santander: 35% discountStop $8,000,every day. Perfect for bulk purchases online.
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Farm with Mercado Pago: 30% discountStop $15,000,every day. A great option for frequent and unlimited use.
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Nation Bank Rouge: 15% discount and 6 interest-free installmentsStop $30,000. Good balance between savings and financing.
Bottom line: November is a great month to pre-purchase
There are discounts up to 35% and interest-free installments on almost all chainsNovember is positioned as the perfect month to get ahead with your summer shopping and get ahead of your year-end gifts.
A wide range of options, from daily deals to exclusive online promotions, allows each consumer profile to find an alternative tailored to their needs and bank.
eventually, best strategy This includes combining promotions according to category and payment method. payment market Take advantage of higher limits, Macro or Santander To get the most aggressive discounts.
As prices soar, November is the month to plan, compare and save It is one of the most sensitive areas in daily consumption.
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