General retirement benefits are: Ances Expected to increase in December 2.34%In line with the variations recorded by Consumer Price Index (CPI) According to index. This update will increase the number of retirees by 2025 and increase cumulatively. 31.3%This is a number close to . Estimated annual inflation rate 29.9% by economists of Market Expectations Survey (REM) of the central bank.
Impact on minimum and maximum assets
From December, There is a minimum It will be approximately $340,880,on the other hand, maximum is located in $2,293,797. However, the real increase will be lower for those earning the minimum wage. Freeze $70,000 in monthly bonusesEffective from March 2024.
This group is Approximately 3 million retirees and pensionersthe total income (minimum plus bonus) is: Total amount: $410,880represents an improvement. 24.6% compared to previous year Comparison with December 2024. In real terms and taking into account expected inflation, this is Purchasing power loss of nearly 4%.
In reality, if bonuses are not renewed, the effective increase for those receiving minimum benefits will be small. 1.92%.
year-end bonus
In December, Second bonusCalculated based on your assets for the month. This way, the person with the lowest income (lowest plus bonus) in the system will receive it. Total amount: $581,320 Either Net amount of $565,980while the beneficiary is has maximum value they will charge Total amount: $3,440,695 Either Net amount of $3,249,593.
of Official resolution of the Anses dynasty and Executive law Confirmation of bonus payments has not yet been published.
How to calculate liquidity after retirement
The monthly update mechanism is based on the inflation index. 2 months ago. This formula will take effect in April 2024; Order of Necessary Emergency (DNU) 274which replaced the previous quarterly scheme.
According to this system, Guaranteed income Under the general contribution system: Total amount: $410,880 (Bonuses not included). For retirees whose income is below that number, compensatory reinforcement until that total amount is reached.
Non-contributory benefits
of Universal pension (PUAM)for people aged 65 without sufficient contributions, will increase in December by: $272,704. When you add up the bonuses, the total will be: Total amount: $479,056.
on the other hand, occupational disability pensionrepresents. 70% of minimum assetsreaches $238,616and adding the additional ones: $427,924.
Currently, approx. 217,000 beneficiaries PUAM’s 1.17 million non-contributory pensions for work-related disabilities. Contribution systems include: 6.05 million beneficiariesof which 2.98 million They collect minimum wage and bonuses, but 3.07 million They do not recognize reinforcement.
Family allowance and AUH
Due to the readjustment of 2.34%, of Universal Child Allowance (AUH) becomes $122,492 per child under 18 And the $398,853 per child with a disability. Of that amount, 80% billed monthly and The remaining 20% will be settled annuallysubject to compliance with health and education controls.
of family allowance For formal employees, they are placed between: $61,252 and $12,892depending on household income or monotax category.
Contribution and pension limit updates
With the increase in salary, Minimum and maximum compensation for the calculation of Retirement benefits, social work, PAMIequivalent to 17% of gross salary.
Starting in December, these values are estimated as follows: $114,808 and $3,731,212respectively. Any salary above this last amount will be subject to pension discount. $634,306.
The value of month of voluntary giving to complete several years of service $33,294.
What happens if I quit my job and continue working at the same company?
In Argentina, Many workers decide to continue working after retirement. This decision is usually motivated by the need to maintain additional income or the desire to remain active at work.
Official Social Security records show a continued increase in the number of retirees contributing premiums. As of June 2025, Number of active retirees: 433,525of which 89,531 people worked in dependencies, Domestic services 33,596, Self-employed 87,533 people and 212,865 people as monopolists. Evolution over the past decade reflects continued growth. In 2010, 176,153 retirees contributedin 2015. 275,431And already in 2023 368,458until reaching the current level.
he The largest increase is observed in monopolist retireesfrom From 122,356 people in 2015 to 212,865 people in 2025jump from 74%in line with the trend towards replacing formal work with more flexible arrangements or continuing to employ independent professionals. However, it is estimated as follows. More than 600,000 retirees are working informallya number that exceeds those who are doing it “blank”. According to indexthe employment rate of the retirement age population is 17.1% in 2024which is equivalent to 1,070,030 peopleit increased the following year. The organization also notes that despite retirement benefits being the main source of income for that age group, men double women In labor participation.
However, some common questions arise: Is it possible to continue working at the same company after retirement? The answer is yes, but there are certain conditions that change the way employment relationships and worker rights are calculated.
If a worker leaves the company and the employer allows the worker to continue; Employment relationship starts from zero. This means:
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of Previous ages are not saved.
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it is, new career From the date of retirement.
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If we decide to terminate the link, Compensation is calculated from new hires.
moreover, medical insurance It is no longer the responsibility of the employer, and the company begins to provide it. PAMI or social work activities. Employers can offer more comprehensive health insurance if they wish, but they are not legally required to cover it.
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