After the pension grace period ends, the government will The possibility of receiving a death pension has been annulled. From retiree to retiree a specific group of people.
The pension deferral scheme granted in 2023 under Alberto Fernández’s government expired several months ago, and the Libertarian government has decided not to renew it. Congress was also unsuccessful and the opposition tried to reinstate the benefit, but the approved project was vetoed by Javier Millay. Therefore, anyone who does not comply with the 30-year contribution obligation will be unable to retire.
What is PUAM?
Universal pension (PUAM) This is a non-contributory benefit included in the social security system administered by ANSES.
This system was created to guarantee a minimum monthly income to seniors who were unable to receive regular retirement benefits due to lack of sufficient contributions during their working years.
Without Retirement: How to Access PUAM
However, for those who have reached retirement age and are unable to receive retirement benefits, there are alternatives: The universal pension (PUAM) is equivalent to 80% of the minimum salary.
Once the suspension period ends, anyone, male or female, who has reached the age of 65, will be able to access PUAM. Non-contributory pension for the elderly You are in a vulnerable situation.
Now, one of the changes with the end of the moratorium is; Those who accessed PUAM will no longer be able to receive widow pension Accessible to a retiree under a general scheme if the partner with the current assets dies.
This is because the requirements for collecting the universal pension for the elderly from ANSES include the following:
- If you are 65 years of age or older, you can use this service without making any contributions.
- Collection of widow pension is not allowed..
- If you live overseas, you may lose it.
- Requires proof of financial vulnerability.
How do I start the process to access PUAM?
To access this benefit, you must follow these steps:
- have Social Security Key.
- Your personal data has been updated for the process.
- Request an appointment to attend in person at the ANSES office
How much will I receive from PUAM in November?
PUAM plans to make a new adjustment in November 2025 after capturing the September inflation data. In this way, and According to the mobility system, the monthly salary will be $266,520.
Despite this increase, the benefit amount is still below the amount allocated to the normal minimum pension. However, it can be supplemented by special bonuses that enhance the current bonus, resulting in additional income in the pockets of those who fall below the uniform limit.
How much will my retirement allowance be in November 2025?
Meanwhile, ANSES implemented a 2.1% increase in all retirement, pension and family allowances. Therefore, the minimum guaranteed income for pensioners was $333,150.
This amount constitutes the basic income received by retirees and pensioners that does not exceed the minimum standards of the pension scheme. However, in addition to this amount, A one-time bonus of $70,000 will be automatically paid to ensure an allowance income of $403,150.
he The maximum amount of ordinary retirement benefits will reach $2,241,788.48 in November. Amounts that cannot be reached with special bonuses, since they exceed the minimum limits established for the payment of reinforcements.
I want to meet you!
Register for free A personalized experience at El Cronista.
About The Author
